AlTareq · Per‑LFI overage rates

Data‑sharing overage rates by LFI

Above the free per‑customer, per‑day threshold each LFI sets its own per‑call rate for continued data‑sharing requests. The rates below are read live from the Open Finance directory (ApiMetadata.OverLimitFees). LFIs that have not published a rate charge nothing above the threshold.

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Loading rates from the directory…

Pull this yourself

Reading overage rates from the directory

The rates above come from ApiMetadata.OverLimitFees on each LFI’s account-information API resource, returned by the directory’s /participants endpoint. One call gives you the rate for every LFI.

Endpoint

ProductionGET https://data.directory.openfinance.ae/participants
SandboxGET https://data.sandbox.directory.openfinance.ae/participants

Where the value lives

participants[]
  .AuthorisationServers[]
    .ApiResources[]                        // ApiFamilyType === "account-information"
      .ApiMetadata.OverLimitFees           // string in AED, e.g. "0.50"
                                           // missing or empty → 0 (free above threshold)

Reading the rate

const res = await fetch('https://data.directory.openfinance.ae/participants')
const participants = await res.json()

const rates = []
for (const org of participants) {
  for (const server of org.AuthorisationServers || []) {
    const ds = (server.ApiResources || [])
      .find(r => r.ApiFamilyType === 'account-information')
    if (!ds) continue

    const raw = ds.ApiMetadata?.OverLimitFees
    const aedPerCall = raw && String(raw).trim() !== '' ? Number(raw) : 0

    rates.push({
      server: server.CustomerFriendlyName || org.OrganisationName,
      aedPerCall,
    })
  }
}

import requests

resp = requests.get('https://data.directory.openfinance.ae/participants')
participants = resp.json()

rates = []
for org in participants:
    for server in org.get('AuthorisationServers') or []:
        ds = next(
            (r for r in (server.get('ApiResources') or [])
             if r.get('ApiFamilyType') == 'account-information'),
            None,
        )
        if not ds:
            continue

        raw = (ds.get('ApiMetadata') or {}).get('OverLimitFees')
        aed_per_call = float(raw) if raw and str(raw).strip() != '' else 0

        rates.append({
            'server': server.get('CustomerFriendlyName') or org.get('OrganisationName'),
            'aed_per_call': aed_per_call,
        })

Cache the response. The directory is the source of truth, but rates change rarely — refreshing daily is plenty.